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Invest idle business funds in a sure thing. Our CDs earn a fixed rate over a set term of your choosing.

Key Features

  • Competitive, Fixed Interest
  • Wide Range of Terms
  • No Setup of Maintenance Fees
  • Fixed rates, higher than regular savings *See Rates link below for more information
  • Jump rate CDs also available
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Can be used as collateral to secure financing if needed
  • Early withdrawals subject to penalty1
  • $1,000 minimum deposit to open

The Interest rate for your account will be paid until the maturity date of your certificate.  Interest is compounded and paid semi-annually or at maturity, whichever occurs first.  Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

The account will automatically renew at maturity.  You will have 10 calendar days from the maturity date to withdraw your funds without being charged a penalty.  Withdrawls are not allowed from this account. 

The daily balance method is used to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day. 

Jump Rate Certificates

You may change the interest rate on your account once during the term of your certificate to the current interest rate offered by us.

1Early withdrawals may result in the following penalties:



91-day CD

3 months’ interest

182-day CD

3 months’ interest

12-month CD

3 months’ interest

18-month CD

6 months’ interest

30-month CD

12 months’ interest

48-month CD

12 months’ interest

60-month CD

12 months’ interest