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First National Bank of Kansas Internet Privacy Policy

The First National Bank of Kansas is committed to maintaining the privacy of your personal information. Our Internet Privacy Policy explains the information we learn when you visit our Web site and how we handle this information. The information we receive depends on what you do when you visit our site. We do use temporary and persistent cookies during your session with us. For more information on how we use cookies, see “About Cookies” below.

Information We Collect and Store Automatically When You Visit

Visitors to First National Bank of Kansas Web site remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed;
  • The IP (Internet Protocol) Address from which you access our site;
  • The type of web browser and operating system used;
  • The pages you visit;
  • City, State, and Country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Information Collected From You

Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender’s request. We do not collect, disclose, give, sell, or trade any personal information about our Web site visitor, unless required by law or for law enforcement purposes.


Do your banking right from your keyboard, 24 hours a day, with First National Bank of Kansas Internet Banking. Internet Banking is a safe, secure environment where you can do your routine banking quickly in the privacy of your home.

When you access Internet Banking, you agree to be bound by the terms of the Internet Banking Agreement outlined in the Disclosure section of our website.

For your protection, Internet banking requires the use of a browser with 128-bit encryption.

We also have implemented the use of SSL certificates to maintain a secure connection for your banking needs.   

Children's Online Privacy Protection Act

First National Bank of Kansas does not intend to collect any information from anyone under the age of 13.  If you are less than 13 years in age, please do not fill out or submit any information to First National Bank of Kansas through our Web site. 

Our Web Site is not directed to children, although we may periodically advertise special accounts that may be appropriate for children.  Parents of children interested in any of our online services should contact us at one of our office locations.

U.S. Patriot Act

To Help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal Law, requires all financial institutions to obtain, verify, and record information identifying each person who opens an account, including business accounts.

What this means for you: When you open an account, we will ask for name, address, date of birth and other information allowing us to identity you.  We may also ask to see your driver's license or other identifying documents.  If you are opening an account on behalf of a business entity, documents relating to the business may also be requested.

About “Cookies”

A cookie is a small piece of information that a Web site stores in the Web browser. The cookie might reside in your computer memory, or it might be placed in a file on your computer hard drive so that the Web site can retrieve it later. Only the Web site that creates the cookie can read it.


First National Bank of Kansas has a number of links to other sites. These are offered as a courtesy and a convenience. First National Bank of Kansas assumes no responsibility for the content, safety, security, or privacy of any such site or any transactions with respect thereto. If you have any questions or concerns about any other site’s policy regarding these matters, you should contact that site or its sponsor.

Terms of Use

The information, materials and functions contained in these Web pages, including text, graphics, links, or other items, are provided on as "as is" basis without warranties of merchantability, fitness for a particular purpose, of freedom from computer virus.  First National Bank of Kansas does not warrant the adequacy, accuracy, or completeness of the information and materials included on these Web pages or in third party sites linked to or from our Web pages or that the functions provided with it, be uninterrupted or error free.  First National Bank of Kansas expressly disclaims any liability for any errors in or omissions from information, materials, and functions included on these Web page or any third party sites linked to or from our Web pages.  Information that appears on the Web site should be considered an advertisement.  Nothing contained in any page on this site takes the place of First National Bank of Kansas agreements and disclosures that govern its products and services.  If any information on the site conflicts with that in First National Bank of Kansas agreements and disclosures, the agreement and disclosures will control.

In no event will First National Bank of Kansas be liable for any direct or indirect, special, incidental, consequential, or punitive (either in tort, contract, or otherwise) damages or loss of profits arising in connection with us or out Web site, any interruption in availability of our Web pages, delay in operation or transmissions, computer virus, loss of data, or otherwise, even if First National Bank of Kansas has been advised to this agreement of the possibility of such damages of loss.

This agreement may be changed from time to time by posting the new Terms of Use on the Web site.  All users agree to be subjected to this agreement as it changes from time to time.

This agreement and the use of the Web site are governed by the laws of Kansas.

Amendments and Changes

First National Bank of Kansas reserves the right to amend or change this policy at any time and without notice.


For more information or questions regarding this Internet Privacy Policy Notice, contact the bank at:


First National Bank of Kansas Privacy Notice
(Privacy Policy)

600 North 4th Street
P O BOX 228
Burlington, KS 66839

18 Main
P O BOX 275
Osage City, KS 66523

305 Pearson Avenue
P O BOX 398
Waverly, KS 66871

E-mail [email protected]

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